Average UK house prices: last 3 months
The average house price in the UK is £270,000 as of September 2025 (published October 2025). This is a rise of 1.3% or £3,560 over the past year.
Property type | July 2025 | August 2025 | September 2025 | Annual price change to Spetember 2025 (£) | Annual price change to September 2025 (%) |
Average UK house price | £271,100 | £271,000 | £270,000 | £3,560 | 1.3% |
Average house prices by property type: last 3 months
Property type | July 2025 | August 2025 | September 2025 | Annual price change to September 2025 (£) | Annual price change to September 2025 (%) |
Flats and maisonettes | £191,700 | £191,700 | £1921,400 | -£2,280 | -1.2% |
Terraced houses | £239,900 | £239,900 | £240,100 | £3,940 | 1.7% |
Semi-detached houses | £277,300 | £277,100 | £277,600 | £6,650 | 2.5% |
Detached houses | £451,600 | £451,900 | £452,000 | £5,890 | 1.3% |
Buyer demand dips 8% amid Budget uncertainty
Uncertainty around what the November Budget might bring is making many homebuyers, particularly those at the early stages of their search, pause for thought. As a result, we’ve seen the first annual drop in new sales agreed for two years (since October 2023).
Compared with this time last year¹, buyer demand is down by 8%, while sales agreed have dipped by 3%. It seems the usual pre-Christmas slowdown has arrived a good six to eight weeks early. Part of the drop also reflects last year’s busy market, when buyers were hurrying to complete before the end of stamp duty reliefs in April 2025.
That said, there are still 7% more homes on the market than a year ago¹, and serious buyers are pressing ahead to secure a deal before year-end. In fact, activity remains strong in several regions: sales agreed are up 3% in Scotland, 4% in Yorkshire & the Humber, 1% in the South West, and 1% in the West Midlands.
The picture is more subdued further south, with sales agreed down 9% in Wales, 8% in the South East, 6% in the East of England, and 5% in London.
So, while some buyers are taking a cautious ‘wait and see’ approach, others are seeing this as an opportunity to move before the market picks up again.
Property tax speculation cools interest in higher-value homes
Talk of possible property tax changes is starting to weigh on the top end of the market. The slowdown in sales, listings and buyer demand is most noticeable among homes priced over £500,000, which helps explain why activity has dipped most sharply across southern England, where higher-value properties are more common.
Speculation about what might appear in the November Budget, including higher council tax bands, a potential move to replace stamp duty with an annual property tax, and the idea of adding capital gains tax on purchases above £1.5 million, is giving many early-stage buyers pause for thought.
For now, many are choosing to sit tight and wait to see what the Chancellor announces before making their next move.
UK house price inflation at 1.3%
House price growth has eased through 2025 and now sits at 1.3%, which is roughly the same as this time last year. However, the gap between southern England and the rest of the UK is continuing to widen.
In Scotland, Wales and the northern regions of England, prices are still rising at just over 2%, showing a steady pace similar to last year. Meanwhile, across southern England, price growth has largely stalled as affordability pressures and softer demand keep a lid on increases.
Time to sell 10% slower than a year ago
With more homes on the market and demand softening slightly, the average time to secure a sale has increased to 37 days - around 10% longer than a year ago.
Selling times are highest across southern England, reaching an average of 45 days in London, which is about 20% slower than last year. In contrast, homes in northern England and Scotland are still selling fastest, reflecting stronger local demand.
These figures track the period from a property’s first listing to a sale being agreed. Homes that need price reductions tend to stay on the market longer, highlighting the importance of setting a realistic asking price from the start.
Largest sales pipeline in four years, worth over £100bn
Although market activity has started to slow, the strong levels of sales agreed over the past two years have built up the largest pipeline of transactions seen in more than four years.
It typically takes around five to six months from agreeing a sale to completing a purchase and moving in. At present, almost 350,000 homes (worth more than £100 billion) are making their way through the sales process.
This is the biggest sales pipeline since May 2021, when the post-pandemic property boom was at its peak. The stability of mortgage rates has encouraged more sellers to list their homes, many of whom are also buying, while first-time buyers continue to play a key role in keeping the market moving.
What’s next in the UK housing market?
The housing market has bounced back strongly over the past two years, with sales volumes now close to the 10-year average of around 1.2 million transactions a year.
Looking ahead, the wider economy is not expected to provide the momentum needed for further growth in the short term. Sales are likely to settle at current levels, with steady demand for well-priced homes that offer good value.
House price inflation is forecast to finish the year between 1% and 1.5%. Prices are likely to remain under pressure in southern England, where affordability is most stretched and stamp duty costs are highest.
There is growing speculation that the upcoming Budget could include major stamp duty reforms. Removing stamp duty altogether would give the market a significant boost and help support wider economic growth, although many buyers are cautious about what new taxes could take its place.
UK house price changes by region and city
About our House Price Index
The Zoopla House Price Index (HPI) tracks the change in achieved sales price of homes - it’s not an index tracking asking prices. The index uses sold prices, mortgage valuations and data for recently agreed sales with more input data than any other index. The methodology is designed to accurately track the change in pricing for UK housing. It’s a revisionary index and non-seasonally adjusted.
Download our House Price Index - October 2025 (PDF, 300KB)
Additional notes on this month’s data:
Figures compare the four weeks to 19 October 2025 with the same period in 2024.
Time to sell refers to the period from when a property is first listed for sale to when a sale is agreed (sold subject to contract). It typically takes a further five to six months to complete the sale, when the new owner receives the keys and moves in.
The sales process in Scotland operates differently. Homes are usually marketed with a survey already in place, which helps speed up the process, meaning properties tend to sell faster than in England and Wales.
Previous House Price Index reports
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