Struggling to save a chunky deposit? Prepare to be surprised at what’s on sale for £100,000 or less. From flats in striking historic buildings to new-build homes designed with modern lifestyles in mind, let's take a look at 10 homes available for less than six figures.
1. One-bed flat for sale in Leeds city centre: £100,000
This bijou flat for sale on Kirkgate in the heart of Leeds pushes our £100k price limit a tad (it has a guide price of £100,000 - £110,000). But what a location!
It’s just a hop, skip and a jump from Leeds railway station as well as major city attractions, including Leeds Corn Exchange, a Grade I* listed building and shopping centre.
Kirkgate itself has become something of a hipster hotspot, packed with shops and places to eat and drink, according to Welcome to Leeds.
The flat boasts a hall, open-plan kitchen and living room, double bedroom and a bathroom. It has a bright and breezy vibe, thanks to its high ceilings and fresh, modern decor.
See more property for sale in Leeds
2. Two-bed flat for sale in the coastal town of Fleetwood, Lancashire: £99,950
Is it the waterfront location, with views of the River Wyre Estuary and Knott End-on-Sea? Or the grand architecture, with those ornate balconies? Either way, this two-bedroom flat for sale in the Victorian seaside resort of Fleetwood caught our eye.
It comprises a kitchen, living room, shower room and two double bedrooms. And to top it off, there’s parking at the back of the property.
The second floor flat is close to Fleetwood Promenade - perfect for a stroll along the waterfront - and all the town’s local amenities. It would suit a variety of buyers, especially downsizers, according to the selling agent, Unique Estate Agency.
Fleetwood is on the doorstep of some of the UK’s most picturesque scenery, including the Forest of Bowland and Nidderdale National Landscapes and the Yorkshire Dales National Park.
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3. Two-bed new-build house for sale in Kirkham, Lancashire: £96,200
This brand new two-bedroom house is for sale on the outskirts of Kirkham in Lancashire. Part of the Prince’s Meadows development, it has an open-plan living area and modern kitchen with French doors that open out into the garden, plus WC. And upstairs, it has two double bedrooms and a bathroom.
It’s a promising spot for families and those seeking good transport links. The development has “lovely communal play areas, pretty ponds, and a warm, friendly neighbourhood feel”, according to Auxesia Homes.
It’s also a short walk to Kirkham & Wesham railway station and close to the M55, which connects Preston and the seaside resort of Blackpool. The coast and beautiful countryside are both nearby.
The house is available on a shared ownership basis. The £96,200 price tag is for a 50% share of the property, with rent due on the outstanding 50%. But you can buy a stake of up to 75% upfront.
See more property for sale in Kirkham
4. Two-bed flat for sale in a Liverpool church conversion: £80,000
This two-bedroom flat for sale in Liverpool comes with a twist: it’s on the ground floor of a converted church.
The flat appears to be in good nick. There’s a modern kitchen, living room, plus two double bedrooms and a bathroom. And the double glazed windows should keep this home warm and utility bills down.
The flat, like many other properties here, has a plum location, with amenities nearby and ‘excellent’ transport links to the city centre.
It’s being sold with a tenant in situ, making it an opportunity for the investors out there.
See more property for sale in Liverpool
5. One-bed house with development potential for sale in Nelson, Lancashire: £85,000
Now, this house for sale in the Lancashire town of Nelson is ripe for development. Although it has one bedroom, there’s the potential to create a second bedroom or a home office, according to the selling agent, Entwistle Green.
It’s a quaint stone-built house that’s got character inside too: look at those exposed wooden beams in the living room. Still, a freshening up of the interiors wouldn’t go amiss.
It is being sold with no chain, boosting the chances of a smoother transaction.
Nelson is located between Blackburn and Bradford. And, like Fleetwood, it is close to the Forest of Bowland and Nidderdale National Landscapes as well as the Yorkshire Dales National Park.
See more property for sale in Nelson
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6. One-bed flat for sale in Grade II-listed property in Harrogate, Yorkshire: £80,000
Are homes with history your bag? If so, you’re bound to like this one-bed flat for sale in a Grade II-listed former stable block in Harrogate. Dating back to 1890, the building is bursting with character.
The flat itself has been thoroughly modernised and comprises an open-plan kitchen and living room, shower room and double bedroom. It comes with shared facilities, including a laundry room, well-maintained gardens, and parking area.
The flat is located in the Bilton area of Harrogate, a sought-after spa town just outside the Yorkshire Dales National Park.
Available on a shared ownership basis, the £80,000 price tag represents a 50% stake in the flat. It’s listed for sale with Purplebricks and William H Brown.
See more property for sale in Harrogate
7. Two-bed newly-developed flat for sale in Little Bollington, Cheshire: £77,125
This sleek and contemporary flat is for sale in the Cheshire village of Little Bollington. It’s one of seven flats at The Stamford Arms, a former pub that has been given a new lease of life.
The mock-Tudor Edwardian façade has been retained, providing architectural charm. While inside, flats have “been developed with our usual eye for detail and commitment to quality, with each one having a unique layout with spectacular views”, according to Gecko Homes.
Little Bollington sits south west of Manchester. It benefits from quick transport links, with M56, M6, and M60 all nearby, plus Manchester Airport.
It’s available on a shared ownership basis. Cheers!
See more property for sale in Little Bollington
8. Two-bed flat for sale on Georgian square in Birkenhead, Merseyside: £75,000
This two-bedroom flat for sale on Birkenhead’s Hamilton Square is brimming with history. The Georgian square was designed by Scottish architect James Gillespie Graham - and boasts the most Grade I listed buildings outside London, according to Enviro Estates.
The lower ground floor flat has lots going for it: a large living room with two bay windows, modern kitchen, two double bedrooms, and a bathroom.
It also has its own private gated access and a small courtyard, which could come in handy for storing things like bikes and buggies.
The flat is well-located in the heart of Birkenhead. It’s just a short walk to Hamilton Square railway station, where there are direct transport links to Liverpool city centre.
Keep in mind that it's available to cash buyers only.
See more property for sale in Birkenhead
9. Two-bed new-build house for sale in Austwick, North Yorkshire: £70,750
This two-bedroom mid-terraced house for sale in the pretty village of Austwick oozes charm.
The brand new home, part of the Pant Lane development, comprises an open-plan kitchen and living room, with French doors that open out onto the garden. Not forgetting a WC and all-important storage. Upstairs, there’s two bedrooms and a bathroom. The property has solar panels too, giving it a sustainable edge.
It’s located on the edge of the Yorkshire Dales National Park, making it a good choice for buyers who enjoy the great outdoors.
The house is for sale on a shared ownership basis, with £70,750 representing a 25% stake in the property. Rent is paid on the remaining share.
See more property for sale in nearby Settle
10. Two-bed house for sale in Cleator Moor, Cumbria: £50,000
Here’s another opportunity for investors: a two-bedroom house for sale in Cleator Moor.
It’s on the market with tenants already in place. It’s understood they have lived in the property for several years and are keen to stay put.
The house currently produces an annual gross income of £4,680 but there's scope to increase this, according to the selling agent, Let Property.
The house comprises a living room, kitchen, two bedrooms and a bathroom - plus a garden and on-street parking. It’s just a stone’s throw from local amenities.
Cleaton Moor, a former mining town, is nestled between the Lake District National Park and the coast.
See more property for sale in Cleator
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